ConnectID - One Click Services

Overview

The ConnectID Verification API allows you to verify a client’s identity through a trusted service they already use every day—their bank. Using an open banking standard, the user logs in directly with their bank, and we receive cryptographically signed confirmation of their identity and account ownership.

Find out more at: ConnectID – Digital identity verification

Key Features

Data minimisation – Verifies Identity without collecting sensitive credentials
Customer control- User authenticates directly with their own bank with explicit consent
Supports Australia’s major banks via open banking infrastructure
Returns verified feilds as confirmed by the bank
Great alternative to traditional IDs, accepted by AUSTRAC under AML/CTF KYC obligations.

How It Works

Initiate

Your server calls the API and receives a session URL.

Authorise

The user opens the URL, selects their bank, and logs in directly with their bank to grant consent.

Result

We receive verified account details from the bank and return a structured result to your webhook.

Common Use Cases

ID Verification

Simple one click processes to choose an already trusted ID provider where the customer has full control.

Fraud prevention

Ensure account details match the person’s claimed identity

One click services API

API Overview

Example Parameters

Parameter	Description
`reference`	Your internal reference ID for this session
`redirect_url`	Where to send the user after completing the flow
`first_name`	Optional — used for name matching against bank data
`last_name`	Optional — used for name matching against bank data
email	Optional — used for email matching against bank data
address	Optional — used for address matching against bank data

Example Request

POST /bank

{
  "reference": "cust_00789",
  "redirect_url": "https://yourapp.com/verified",
  "first_name": "Jane",
  "last_name": "Smith"
}

Example Response

{
  "status": "success",
  "session_id": "d4e5f6a7-b8c9-0123-defa-234567890123",
  "bank_url": "https://verify.oneclickservices.com.au/d4e5f6a7-..."
}

JWT REDIRECT

Parameter	Value
`given_name`	`90`
`family_name`	`100`
`phone_number`	`100`
`email`	100
`address`	54
bsb_number	100
acc_number	100

The match decision score ranges from 0 to 100 percent. A score of 100% indicates an exact match, while a score of 0% indicates no match. Although string values are normalized, matches may not always be perfect. Scores between 50% and 99% indicate varying degrees of similarity.